Bird's eye view of residential houses near the beach

Watersound-General-5.jpg-nggid042154-ngg0dyn-1800x1800x100-00f0w010c010r110f110r010t010.jpg — The Gulf Coast's Premier Insurer

**Coastal Insurance** is Walton & Okaloosa County's leading insurer of coastal homes. We take pride in our extensive expertise to assist you in protecting your valuable investment. ***We believe in providing the total package for your peace of mind.*** Our staff is more knowledgeable, more responsive and more caring.

From existing homes to new purchases, owner occupancy or rental property, we are here for you. We work closely with local realtors, title companies, lenders and home builders to ensure a smooth transaction for your new construction or purchase in paradise!

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insurance Built for the florida Panhandle

Home, auto and flood coverage designed specifically for properties in Walton and Okaloosa County
Multiple A‑rated carriers to match coverage to your exact risk
Guidance through wind, flood and mitigation requirements that affect coverage
Clear answers on flood zones and how they impact your property
Local expertise across Destin, 30A and the surrounding Gulf Coast communities

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SANTA ROSA BEACH WEATHER

What our customers are saying...

They exceeded my expectations at Coastal Insurance. They treat clients like family.

Chris Ward

Coastal Insurance has been very reliable over the years with competitive rates and great customer service. I would highly recommend them.

Kevin Cleveland

I have been working with Tirah Chitty for several years on multiple homes in the Rosemary Beach area. She is so wonderful to work with! I am beyond please with her and the Coastal Team!

Sandra Marina

Our experience with the Coastal Team has been 5 STAR all the way! They respond quickly and are consistently pleasant and professional.

Marshall King

The A+ customer service is critical when you are working with the importance of insurance. Coastal Insurance delivered such customer service and her follow through was superb.

Joan Sterling

The whole staff at Coastal Insurance is friendly and knowledgeable. This is a team I continue to recommend.

Mac Conner

Jessica Millsap with Coastal Insurance is responsive, investigates the best overall options for your insurance needs and fights for the best, most fair rates possible.

Mary O'Brien

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More About

Coastal Insurance Agency was recognized by The Federal Emergency Management Agency, FEMA, as the nation’s best flood insurance agency.

Coastal Insurance Agency is an Independent Insurance Agency representing many different insurance companies. Our diverse network of insurance carriers allows us to place each client with the best possible company and product for their particular need. Our agency is the largest domiciled insurance agency in Destin, Florida and in Walton County, Florida.

We specialize in providing valuable property insurance packages for homeowners, condo owners, and businesses of every description in Okaloosa and Walton Counties as well as adjacent counties in many cases.

Coastal Insurance Florida - Hurricane photo.png

Hurricane Insurance is our passion.

We work diligently to help our customers prepare for the ultimate worst case scenarios from future hurricane risks. This positioning requires an extreme level of knowledge and genuine caring from our staff. We teach our clients about insurance because we know knowledge is power.

Our headquarters is located in Walton County in Seagrove Beach, just east of Seaside, FL. Our staff of professionals are the best in the business and love working with our clients. This office has a unique staff of qualified personnel waiting to aid you in all of your insurance needs. Wherever you turn, Coastal is there to help.

Our agency owner, Grant Blackwell is one of the most knowledgeable insurance professionals on the Emerald Coast. His knowledge of Property and Casualty Insurance is second to none in the area. Grant has a unique ability of explaining complicated insurance scenarios in a manner just about anyone can understand.